Forms and Documents

This is a summary statement of Pepper’s policy for setting mortgage variable interest rates, excluding tracker interest rates.

The MARP booklet provides borrowers in financial difficulty with their primary residence with information on Pepper’s mortgage arrears resolution process.

This form is used as part of the MARP process and is designed to help a borrower set out their current financial circumstances in detail.

The purpose of the Consumer Guide to Completing a Standard Financial Statement is to assist borrowers with completing the SFS, which is used for setting out your financial information..

Abhaile is a service available through MABS to help homeowners find a resolution to home mortgage arrears. It provides free confidential and independent financial and legal advice and help from experts.   You can find out more about this service in the Abhaile Information Leaflet. 

The Banking & Payments Federation Ireland (BPFI) has launched a new information and advice leaflet for customers in mortgage arrears. This leaflet, clearly sets out the various options that may be available to distressed borrowers and encourages distressed borrowers to engage with their lenders in order to explore possible solutions.

Pepper’s Assisted Voluntary Sale (AVS) scheme assists a borrower in selling their property.

The Split Mortgage booklet provides information on how Pepper’s Split Mortgage Scheme works.

The Income and Expenditure (I&E) form is used when a borrower is no longer in the MARP or for a buy-to-let mortgage where the MARP does not apply. It helps a borrower to set out their financial circumstances in detail.

This form is used to set up a direct debit to pay your mortgage.

If your mortgage loan transferred from Bank of Scotland

to Pepper Finance Corporation Ireland

(DAC) in September 2018, please use this Direct Debit Form.