Fees and charges
Fees or charges may be imposed in certain circumstances, in accordance with the terms and conditions of your credit facility agreement. The circumstances may include your account falling into arrears or you entering into financial difficulties.
Impact of financial difficulties on your credit rating
We may share information about the performance of your credit facilities account with the Irish Credit Bureau (ICB) or other credit reference agency or credit register, where permitted by contract or required by law. This includes the Central Credit Register to be established by the Central Bank of Ireland in accordance with the Credit Reporting Act 2013. Your credit rating may be negatively affected if you miss scheduled payments or make payments late.